Insurance Renewal Quote Down By 35%!

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TK421
Posts: 519
Joined: Thu Sep 16, 2021 10:58 am
Location: England

Post by TK421 »

Tracky wrote: Tue Apr 12, 2022 5:08 pm
TK421 wrote: Tue Apr 12, 2022 11:33 am
SAC1 wrote: Tue Apr 12, 2022 11:17 am

I have a Gen2 GTS and have recently renewed with LV effective from May 2022. No tracker required. :)

Perhaps it's a post code and / or where parked overnight thing. :?:
Postcodes good, left on private driveway at night ? Who knows it’s a lottery, value over £80k was the only other thing, Im Sure there’s a £75k threshold.
Private driveway is the worst option….
Worse than unsecured car park or left on street?
23 Macan GTS
EX - 22 Macan GTS

The final Hurrah http://www.porsche-code.com/PRSB8KW7

Tracky
Posts: 4249
Joined: Fri Feb 22, 2019 10:26 pm

Post by Tracky »

TK421 wrote: Tue Apr 12, 2022 5:29 pm
Tracky wrote: Tue Apr 12, 2022 5:08 pm
TK421 wrote: Tue Apr 12, 2022 11:33 am

Postcodes good, left on private driveway at night ? Who knows it’s a lottery, value over £80k was the only other thing, Im Sure there’s a £75k threshold.
Private driveway is the worst option….
Worse than unsecured car park or left on street?
Yes as parked on your drive they know where the keys are- inside your house - and therefore if they really want it then they come in and get them

If on the street they aren’t so sure which house to break in to….
On order

GT4 RS

Current

992 S
Macan.2 S
928S4
Modified Lotus Exige V6
Seat Ibiza 1.0 (115ps) DSG Excellence Lux(dog’s!)
Jag Mk2 3.4

Ex

981 Boxster S
TK421
Posts: 519
Joined: Thu Sep 16, 2021 10:58 am
Location: England

Post by TK421 »

Tracky wrote: Tue Apr 12, 2022 5:34 pm
TK421 wrote: Tue Apr 12, 2022 5:29 pm
Tracky wrote: Tue Apr 12, 2022 5:08 pm

Private driveway is the worst option….
Worse than unsecured car park or left on street?
Yes as parked on your drive they know where the keys are- inside your house - and therefore if they really want it then they come in and get them

If on the street they aren’t so sure which house to break in to….
But they have a better chance of keying it, snapping off a wing mirror, smashing a window to grab a bag on the seat, getting hit by another car, getting his by an uninsured car etc etc.. take your point but, but gated private driveway shouldn’t create the need for tracker. Current X5 M50D again circa £86k, no tracker and very high up on the nick it list as well. Macan doesn’t even make the top 10 from Memory .
23 Macan GTS
EX - 22 Macan GTS

The final Hurrah http://www.porsche-code.com/PRSB8KW7
Tracky
Posts: 4249
Joined: Fri Feb 22, 2019 10:26 pm

Post by Tracky »

From insurance point of view a re-spray is cheaper than paying out for a whole car !

Mate had his RRS nicked off his drive, with gate….ended up in India ! He forgot to renew the tracker…
On order

GT4 RS

Current

992 S
Macan.2 S
928S4
Modified Lotus Exige V6
Seat Ibiza 1.0 (115ps) DSG Excellence Lux(dog’s!)
Jag Mk2 3.4

Ex

981 Boxster S
Nella
Posts: 262
Joined: Tue Apr 05, 2022 4:11 pm

Post by Nella »

Tracky wrote: Tue Apr 12, 2022 5:08 pm
TK421 wrote: Tue Apr 12, 2022 11:33 am
SAC1 wrote: Tue Apr 12, 2022 11:17 am

I have a Gen2 GTS and have recently renewed with LV effective from May 2022. No tracker required. :)

Perhaps it's a post code and / or where parked overnight thing. :?:
Postcodes good, left on private driveway at night ? Who knows it’s a lottery, value over £80k was the only other thing, Im Sure there’s a £75k threshold.
Private driveway is the worst option….
Some people don’t have options Tracey.

Mine’s on a private drive, no gate and was £239 fully comp with Admiral. £75k with no tracker.
Nella
Posts: 262
Joined: Tue Apr 05, 2022 4:11 pm

Post by Nella »

Oops Tracky!!!
Tracky
Posts: 4249
Joined: Fri Feb 22, 2019 10:26 pm

Post by Tracky »

Nella wrote: Tue Apr 12, 2022 6:18 pmOops Tracky!!!
:lol:

Mine are too but the Lotus has to be garaged at all times at this address - we had some building work done and I phoned the insurers to say it needed to stay outside for a couple of nights. They said no way!
On order

GT4 RS

Current

992 S
Macan.2 S
928S4
Modified Lotus Exige V6
Seat Ibiza 1.0 (115ps) DSG Excellence Lux(dog’s!)
Jag Mk2 3.4

Ex

981 Boxster S
Nella
Posts: 262
Joined: Tue Apr 05, 2022 4:11 pm

Post by Nella »

The Macan wouldn’t fit in the garage with the Triumph chained to the wall!
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Wing Commander
Posts: 19914
Joined: Tue Oct 06, 2015 5:43 pm
Location: Wiltshire

Post by Wing Commander »

Nella wrote: Tue Apr 12, 2022 6:29 pm The Macan wouldn’t fit in the garage with the Triumph chained to the wall!

Stag? Spitfire? Herald? ;)
Simon

Sold: 2016 Rhodium Silver Macan 2.0
Sold: 2013 Platinum Silver 911 (991.1) C2
Sold: 2017 Carmine Red Panamera 4
Mine: 991.2 Carrera T Racing Yellow 06/04/2018
Jon A
Posts: 4425
Joined: Tue Oct 19, 2021 7:26 pm

Post by Jon A »

Daytona??
718 Boxster - lava orange (2019)
992 C2 racing yellow (2020)
https://configurator.porsche.com/porsche-code/PRIMAJB4
Ex - Macan S - Carmine (2022)
http://www.porsche-code.com/PNZVYTE0
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