Insurance Renewal Quote Down By 35%!

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TK421
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Post by TK421 »

Quick update LV require a tracker for the quote 😞
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SAC1
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Post by SAC1 »

^^^^ many insurers, including LV, do not require trackers in my 5 years of experience with Macans.

GAP is down to your own attitude to risk. Several insurers also cover full loss return to RRP in year 1 and a few year 2, thus negating the need for GAP.
Steve

2020 GTS in Sapphire Blue
(sold) 2017 SD in Rhodium Silver
TK421
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Post by TK421 »

SAC1 wrote: Tue Apr 12, 2022 11:09 am ^^^^ many insurers, including LV, do not require trackers in my 5 years of experience with Macans.

GAP is down to your own attitude to risk. Several insurers also cover full loss return to RRP in year 1 and a few year 2, thus negating the need for GAP.
Maybe a GTS thing?

636E95F8-316D-42CA-93D1-C50FDC942977.jpeg

23 Macan GTS
EX - 22 Macan GTS

The final Hurrah http://www.porsche-code.com/PRSB8KW7
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SAC1
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Post by SAC1 »

TK421 wrote: Tue Apr 12, 2022 10:57 am Quick update LV require a tracker for the quote 😞
I have a Gen2 GTS and have recently renewed with LV effective from May 2022. No tracker required. :)

Perhaps it's a post code and / or where parked overnight thing. :?:
Steve

2020 GTS in Sapphire Blue
(sold) 2017 SD in Rhodium Silver
TK421
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Post by TK421 »

SAC1 wrote: Tue Apr 12, 2022 11:17 am
TK421 wrote: Tue Apr 12, 2022 10:57 am Quick update LV require a tracker for the quote 😞
I have a Gen2 GTS and have recently renewed with LV effective from May 2022. No tracker required. :)

Perhaps it's a post code and / or where parked overnight thing. :?:
Postcodes good, left on private driveway at night ? Who knows it’s a lottery, value over £80k was the only other thing, Im Sure there’s a £75k threshold.
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EX - 22 Macan GTS

The final Hurrah http://www.porsche-code.com/PRSB8KW7
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pmg
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Post by pmg »

TK421 wrote: Tue Apr 12, 2022 11:13 am
SAC1 wrote: Tue Apr 12, 2022 11:09 am ^^^^ many insurers, including LV, do not require trackers in my 5 years of experience with Macans.

GAP is down to your own attitude to risk. Several insurers also cover full loss return to RRP in year 1 and a few year 2, thus negating the need for GAP.
Maybe a GTS thing?
or location related ??
2019 Macan S Porsche code PKW8WKI8
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Wing Commander
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Post by Wing Commander »

TK421 wrote: Tue Apr 12, 2022 11:33 am
SAC1 wrote: Tue Apr 12, 2022 11:17 am
TK421 wrote: Tue Apr 12, 2022 10:57 am Quick update LV require a tracker for the quote 😞
I have a Gen2 GTS and have recently renewed with LV effective from May 2022. No tracker required. :)

Perhaps it's a post code and / or where parked overnight thing. :?:
Postcodes good, left on private driveway at night ? Who knows it’s a lottery, value over £80k was the only other thing, Im Sure there’s a £75k threshold.

I think the over £80k/£75k issue is the most likely cause. :geek:
Simon

Sold: 2016 Rhodium Silver Macan 2.0
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Sold: 2017 Carmine Red Panamera 4
Mine: 991.2 Carrera T Racing Yellow 06/04/2018
TK421
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Post by TK421 »

Wing Commander wrote: Tue Apr 12, 2022 2:43 pm
TK421 wrote: Tue Apr 12, 2022 11:33 am
SAC1 wrote: Tue Apr 12, 2022 11:17 am

I have a Gen2 GTS and have recently renewed with LV effective from May 2022. No tracker required. :)

Perhaps it's a post code and / or where parked overnight thing. :?:
Postcodes good, left on private driveway at night ? Who knows it’s a lottery, value over £80k was the only other thing, Im Sure there’s a £75k threshold.

I think the over £80k/£75k issue is the most likely cause. :geek:
That’s my conclusion. Waiting for callback from NFU. See how they fair.
23 Macan GTS
EX - 22 Macan GTS

The final Hurrah http://www.porsche-code.com/PRSB8KW7
Tracky
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Post by Tracky »

TK421 wrote: Tue Apr 12, 2022 11:33 am
SAC1 wrote: Tue Apr 12, 2022 11:17 am
TK421 wrote: Tue Apr 12, 2022 10:57 am Quick update LV require a tracker for the quote 😞
I have a Gen2 GTS and have recently renewed with LV effective from May 2022. No tracker required. :)

Perhaps it's a post code and / or where parked overnight thing. :?:
Postcodes good, left on private driveway at night ? Who knows it’s a lottery, value over £80k was the only other thing, Im Sure there’s a £75k threshold.
Private driveway is the worst option….
On order

GT4 RS

Current

2019 992 S
2019 Macan S
2014 Modified Lotus Exige V6
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1987 928S4
1967 Jag Mk2 3.4

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PorscheMack
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Post by PorscheMack »

TK421 wrote: Tue Apr 12, 2022 3:20 pm
Wing Commander wrote: Tue Apr 12, 2022 2:43 pm
TK421 wrote: Tue Apr 12, 2022 11:33 am

Postcodes good, left on private driveway at night ? Who knows it’s a lottery, value over £80k was the only other thing, Im Sure there’s a £75k threshold.

I think the over £80k/£75k issue is the most likely cause. :geek:
That’s my conclusion. Waiting for callback from NFU. See how they fair.
I'm with NFU and needed a Tracker for their Underwriters to offer cover. Still worked out cheaper than nearest quote without Tracker requirement!
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