Insurance has all gone a bit mad.

[Plyphon]

I know there is a running thread on insurance somewhere, I couldn't find it...

Anyway, I go onto the usual comparison sites... first one comes back at a reasonable £3,600

I figure there must be something going on, so I double check all my details, no errors. I notice all the insurers are odd ones I've never heard of - none of the bigger brands.

Go to another comparison site, slightly better at £1,600.

My renewal comes through from my current insurer at £900. I asked them to also quote if I added the Vodafone tracker thing that came with the car, £15 cheaper. Hardly seems worth the £200-odd a year that thing costs.

Last year it was £500! Madness.


Anyway, thank you for listening to my TED Talk.

[ScotMac]

Probably Covid or Brexit to blame

[TheTraveller]

I think they are having a laugh.
Personally I check as many sites I can every year, it gives me some playtime. It keeps my current Insurer on their toes, and it may be cheaper somewhere else. If they can’t be loyal to me and be commensurate with costs, I don’t feel why I should be loyal to them.

[TheTraveller]

I think they are having a laugh.
Personally I check as many sites I can every year, it gives me some playtime. It keeps my current Insurer on their toes, and it may be cheaper somewhere else. If they can’t be loyal to me and be commensurate with costs, I don’t feel why I should be loyal to them.

[Wing Commander]

Last year the insurance on my 2018 911 was £665 (my daily driver).

This year Admiral quoted £897!

I phoned up and got it down to £758.

Still a 14% increase, but better than a 35% hike!

[Old Chimer]

£465 with Churchill last year. Renewal quote this month was £526. Got same cover with Aviva Zero for £325 and they also pledge to carbon offset my fuel usage for the year based on 7500 miles.

[SAC1]

All insurances have increased this year. Mine went up by 30% for the same car with LV. Haggling with LV got it down to +23% and paid LV £397.

If you haven't, try LV, Admiral and Go Compare. Then ring your current insurer and see if they will match the lowest like-for-like quote.

[Tracky]

Two of mine went down….

[wab172uk]

Some of the prices given above, wow !

Mine came in around £330, but as I’m part of my way through the renewal year, I just paid £230 with £0 excess.

But insurance will always differ due to postcode, where it’s parked, your age, and no claims etc.

If you can, have either a multi car policy or have a car and house policy.

I pay less than £900 for my Macan S (previously X3 M40i) GR Yaris, and house insurance.

Even years ago, I paid around £750 on an Audi R8 V8 and a Mk7 Golf GTI performance, which was less than my work colleague paid for his Megane RS. I was late 30’s and he was early 30’s.

It’s a complete mine field.

[kevreb123]

Hi
Had my Porsche Macan Diesel comming up to 2 years i will only have 2 years NCD when the Insurance is due on the 20/6/23 as my full NCD is with my other daily driver.
My exisiting Insurance company raised premium from last years £398 to £700
Got a quote from Porsche UK today £1460
Contacted comparison site went with Churchill for £427 for fully comp but not protected as only 2 years NCD but same cover as had previous years uninsured driver, vandalism damage, windscreen courtesy car etc and with a £500 voluntary excess so all in all it went up £29 from last year .