Insurance has all gone a bit mad.

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Plyphon
Posts: 911
Joined: Wed Dec 29, 2021 2:42 pm

Post by Plyphon »

I know there is a running thread on insurance somewhere, I couldn't find it...

Anyway, I go onto the usual comparison sites... first one comes back at a reasonable £3,600

I figure there must be something going on, so I double check all my details, no errors. I notice all the insurers are odd ones I've never heard of - none of the bigger brands.

Go to another comparison site, slightly better at £1,600.

My renewal comes through from my current insurer at £900. I asked them to also quote if I added the Vodafone tracker thing that came with the car, £15 cheaper. Hardly seems worth the £200-odd a year that thing costs.

Last year it was £500! Madness.


Anyway, thank you for listening to my TED Talk.
Gen 3 Macan GTS: PPUAVS94

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ScotMac
Posts: 5388
Joined: Tue Mar 17, 2015 6:39 pm
Location: Scotland

Post by ScotMac »

Probably Covid or Brexit to blame :roll: :roll: :roll:
TheTraveller
Posts: 644
Joined: Fri Nov 02, 2018 9:30 pm
Location: South Yorkshire

Post by TheTraveller »

I think they are having a laugh.
Personally I check as many sites I can every year, it gives me some playtime. It keeps my current Insurer on their toes, and it may be cheaper somewhere else. If they can’t be loyal to me and be commensurate with costs, I don’t feel why I should be loyal to them.
TheTraveller
Posts: 644
Joined: Fri Nov 02, 2018 9:30 pm
Location: South Yorkshire

Post by TheTraveller »

I think they are having a laugh.
Personally I check as many sites I can every year, it gives me some playtime. It keeps my current Insurer on their toes, and it may be cheaper somewhere else. If they can’t be loyal to me and be commensurate with costs, I don’t feel why I should be loyal to them.
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Wing Commander
Posts: 20065
Joined: Tue Oct 06, 2015 5:43 pm
Location: Wiltshire

Post by Wing Commander »

Last year the insurance on my 2018 911 was £665 (my daily driver).

This year Admiral quoted £897!

I phoned up and got it down to £758.

Still a 14% increase, but better than a 35% hike!
Simon

Sold: 2016 Rhodium Silver Macan 2.0
Sold: 2013 Platinum Silver 911 (991.1) C2
Sold: 2017 Carmine Red Panamera 4
Mine: 991.2 Carrera T Racing Yellow 06/04/2018
Old Chimer
Posts: 443
Joined: Mon Oct 18, 2021 9:42 am

Post by Old Chimer »

£465 with Churchill last year. Renewal quote this month was £526. Got same cover with Aviva Zero for £325 and they also pledge to carbon offset my fuel usage for the year based on 7500 miles.
'22 Macan S, GB, 14W/XL, AAS, PA/SV, ACC, LCA, PG, HF/RS, VFS, EETS, 75L, etc, etc.
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SAC1
Posts: 3913
Joined: Wed May 24, 2017 8:24 pm
Location: near BATH

Post by SAC1 »

All insurances have increased this year. Mine went up by 30% for the same car with LV. Haggling with LV got it down to +23% and paid LV £397.

If you haven't, try LV, Admiral and Go Compare. Then ring your current insurer and see if they will match the lowest like-for-like quote.
Last edited by SAC1 on Mon Jun 05, 2023 6:20 pm, edited 1 time in total.
Steve

2020 GTS in Sapphire Blue
(sold) 2017 SD in Rhodium Silver
Tracky
Posts: 4368
Joined: Fri Feb 22, 2019 10:26 pm

Post by Tracky »

Two of mine went down….
On order

GT4 RS (track toy)

Current

992 S
Macan.2 S
928S4
Modified Lotus Exige V6
Seat Ibiza 1.0 (115ps) DSG Excellence Lux(dog’s!)
Jag Mk2 3.4

Ex

981 Boxster S
wab172uk
Posts: 1067
Joined: Thu Jun 16, 2022 5:54 pm

Post by wab172uk »

Some of the prices given above, wow !

Mine came in around £330, but as I’m part of my way through the renewal year, I just paid £230 with £0 excess.

But insurance will always differ due to postcode, where it’s parked, your age, and no claims etc.

If you can, have either a multi car policy or have a car and house policy.

I pay less than £900 for my Macan S (previously X3 M40i) GR Yaris, and house insurance.

Even years ago, I paid around £750 on an Audi R8 V8 and a Mk7 Golf GTI performance, which was less than my work colleague paid for his Megane RS. I was late 30’s and he was early 30’s.

It’s a complete mine field.
kevreb123
Posts: 28
Joined: Thu Jun 10, 2021 4:44 pm

Post by kevreb123 »

Hi
Had my Porsche Macan Diesel comming up to 2 years i will only have 2 years NCD when the Insurance is due on the 20/6/23 as my full NCD is with my other daily driver.
My exisiting Insurance company raised premium from last years £398 to £700
Got a quote from Porsche UK today £1460
Contacted comparison site went with Churchill for £427 for fully comp but not protected as only 2 years NCD but same cover as had previous years uninsured driver, vandalism damage, windscreen courtesy car etc and with a £500 voluntary excess so all in all it went up £29 from last year .
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