Cannot Insure Gen III GTS

[BanZ]

I've insured via LV and I told them that this is the new model GEN3.

Likewise. Got a quote from admiral as well but it was about 30-40% higher.

I’d also suggest checking your insurers new car replacement policy as some insurers provide a much better option than others.

[MH82]

Hope this is the reason I was quoted so high, as only admiral companies were quoting via compare the meerkat

[DAN@ADRIAN FLUX]

Hi.
Please feel free to give us a try for insurance if you wish.
Regards,
Dan.

[Bazza06]

I've insured via LV and I told them that this is the new model GEN3.

Likewise. Got a quote from admiral as well but it was about 30-40% higher.

I’d also suggest checking your insurers new car replacement policy as some insurers provide a much better option than others.

Its new car replacement for write off or theft if unrecovered for the first 12 months.
That's quite standard from what I understand, except for NFU who provide 2yrs, but their excess is much, much higher, and they quoted me more than 3 times LV.

[Bazza06]

Hi.
Please feel free to give us a try for insurance if you wish.
Regards,
Dan.

I did, Dan, after seeing your invite here previously.
You were more than double than LV, and I consider myself low risk, low crime rate area, full NCB and no claims / convictions.
It would be interesting to understand why there can be such vast differences in quotes between insurers, unless they specifically don't want to insure specialist / performance vehicles.

[ianst]

just done an LV quote online, thats deffo a gen 2

[Deleted User 4436]

just done an LV quote online, thats deffo a gen 2

Yep, so far the only ones showing up on line with Gen 3 are Admiral, and even then only through compare the meerkat

[Bazza06]

Re LV - If it's GEN2, so be it.
They quoted based on telling them it's a GEN3, they spoke with their underwriters, and proceeded to quote.
If it's ever contended, they can refer to their audio recordings, and mine!

[DAN@ADRIAN FLUX]

Hi.
Please feel free to give us a try for insurance if you wish.
Regards,
Dan.

I did, Dan, after seeing your invite here previously.
You were more than double than LV, and I consider myself low risk, low crime rate area, full NCB and no claims / convictions.
It would be interesting to understand why there can be such vast differences in quotes between insurers, unless they specifically don't want to insure specialist / performance vehicles.

Hi There,

Thanks for the message and if you wished to message me your full name / postcode I can take a look at our quotation and why we haven't been competitive on this occasion?

Regards,

Dan

[Percymon]

I'd also suggest you double check with the actual insurer their stance on factory optional extras - despite comparison sites suggesting they aren't modifications, when you get through to the actual companies their quotes are often for a standard uk spec car, and some even count optional extras fitted during build as modifications as the vehicle is more desirable to theft/higher value. Given most builds shown on here typically have £10k of extras you don;t want to invalidate insurance or end up with a total loss standard spec replacement or std spec market value pay out