Gen 3 Insurance
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- Posts: 1651
- Joined: Sat Sep 18, 2021 1:16 pm
- Location: Worcestershire
Don't delude yourselves. Check your policies. I used to think manufacturers spec wasn't a mod. But the advent of computerised quoting means what was too much hassle to do with manual underwriting in the past is now easy.
Currently
S|Leather|Air Susp|Chrono |Surround Camera|BOSE|14 way | AILPG |
http://www.porsche-code.com/PPSV6RD5
Next Project GTS March 2025
https://configurator.porsche.com/porsche-code/PS4LDHS7
S|Leather|Air Susp|Chrono |Surround Camera|BOSE|14 way | AILPG |
http://www.porsche-code.com/PPSV6RD5
Next Project GTS March 2025
https://configurator.porsche.com/porsche-code/PS4LDHS7
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- Posts: 1651
- Joined: Sat Sep 18, 2021 1:16 pm
- Location: Worcestershire
Admiral insurance
"Similarly, you need to let us know about any optional extras your car may have. Any Mini or BMW owners out there are probably well aware of the incredible number of optional extras available when you buy a new car."
"Similarly, you need to let us know about any optional extras your car may have. Any Mini or BMW owners out there are probably well aware of the incredible number of optional extras available when you buy a new car."
Currently
S|Leather|Air Susp|Chrono |Surround Camera|BOSE|14 way | AILPG |
http://www.porsche-code.com/PPSV6RD5
Next Project GTS March 2025
https://configurator.porsche.com/porsche-code/PS4LDHS7
S|Leather|Air Susp|Chrono |Surround Camera|BOSE|14 way | AILPG |
http://www.porsche-code.com/PPSV6RD5
Next Project GTS March 2025
https://configurator.porsche.com/porsche-code/PS4LDHS7
I'm with Churchill for my Gen3 S. Their website asks for options, but not all options are available to tick on their website! So I called and they made note of every factory fitted option I have on my car.
Apparently this comes in handy when there is a claim, not that any of us ever want to find out that way though.
Apparently this comes in handy when there is a claim, not that any of us ever want to find out that way though.
Now: 2022 Macan S
Previous: BMW 320i, C class
Previous: BMW 320i, C class
- Nuclear Nick
- Posts: 3816
- Joined: Wed Feb 17, 2016 3:42 pm
- Location: Bristol
If the company asks for every factory fitted option I’d go elsewhere. They legitimately ask if a car has been ‘modified’, which usually it hasn’t. You are insuring the car for the quoted value at purchase.
Nick
Defender 90 V8
991.2 C2 GTS
Macan Turbo - sold
BMW K1300S, BMW R1250 GSA
Defender 90 V8
991.2 C2 GTS
Macan Turbo - sold
BMW K1300S, BMW R1250 GSA
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- Posts: 1727
- Joined: Mon Jul 12, 2021 3:46 pm
Think you need a registration number to get started with a quote
Macan GTS (Gen 3) (Mar 24-???)
http://www.porsche-code.com/PRKIVM50
Macan GTS (Gen 3) (Mar 22-Nov 23)
http://www.porsche-code.com/PNIECDM4
http://www.porsche-code.com/PRKIVM50
Macan GTS (Gen 3) (Mar 22-Nov 23)
http://www.porsche-code.com/PNIECDM4
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- Posts: 1651
- Joined: Sat Sep 18, 2021 1:16 pm
- Location: Worcestershire
Just tried LV and they don't want to know.
Are factory fitted options classed as changes to my car?
No, factory fitted options aren't classed as changes to manufacturer's standard specification. A change to manufacturer's standard specification is anything made after the car leaves the factory.
So it seems that you definitely have to know each company's policy. One size does not fit all.
Are factory fitted options classed as changes to my car?
No, factory fitted options aren't classed as changes to manufacturer's standard specification. A change to manufacturer's standard specification is anything made after the car leaves the factory.
So it seems that you definitely have to know each company's policy. One size does not fit all.
Currently
S|Leather|Air Susp|Chrono |Surround Camera|BOSE|14 way | AILPG |
http://www.porsche-code.com/PPSV6RD5
Next Project GTS March 2025
https://configurator.porsche.com/porsche-code/PS4LDHS7
S|Leather|Air Susp|Chrono |Surround Camera|BOSE|14 way | AILPG |
http://www.porsche-code.com/PPSV6RD5
Next Project GTS March 2025
https://configurator.porsche.com/porsche-code/PS4LDHS7
Registration number not needed to obtain a quote, only if you want to go the whole hog and purchase.PorscheMack wrote: ↑Fri Feb 18, 2022 8:43 pmThink you need a registration number to get started with a quote
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- Posts: 1727
- Joined: Mon Jul 12, 2021 3:46 pm
Couldn't get going on their site without one.jharrower wrote: ↑Fri Feb 18, 2022 10:13 pmRegistration number not needed to obtain a quote, only if you want to go the whole hog and purchase.PorscheMack wrote: ↑Fri Feb 18, 2022 8:43 pmThink you need a registration number to get started with a quote
How do I get around this?
Macan GTS (Gen 3) (Mar 24-???)
http://www.porsche-code.com/PRKIVM50
Macan GTS (Gen 3) (Mar 22-Nov 23)
http://www.porsche-code.com/PNIECDM4
http://www.porsche-code.com/PRKIVM50
Macan GTS (Gen 3) (Mar 22-Nov 23)
http://www.porsche-code.com/PNIECDM4
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- Posts: 1651
- Joined: Sat Sep 18, 2021 1:16 pm
- Location: Worcestershire
Just put any old reg in eg aa22abc. It won't find it and will give you the option to select the car. Problem I have is it crashed half way through I will try again tomorrow.
Also it doesn't treat options as mods.
Also it doesn't treat options as mods.
Currently
S|Leather|Air Susp|Chrono |Surround Camera|BOSE|14 way | AILPG |
http://www.porsche-code.com/PPSV6RD5
Next Project GTS March 2025
https://configurator.porsche.com/porsche-code/PS4LDHS7
S|Leather|Air Susp|Chrono |Surround Camera|BOSE|14 way | AILPG |
http://www.porsche-code.com/PPSV6RD5
Next Project GTS March 2025
https://configurator.porsche.com/porsche-code/PS4LDHS7
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