Car Insurance ( Again)

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Neil1911
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Location: Sheffield, England

Post by Neil1911 »

Col Lamb wrote: Sat Feb 10, 2024 11:31 am My renewal with NFU arrived today, £650.
How does that compare to last year?
http://www.porsche-code.com/PP37WLA6, a Dolomite Silver S, collected from Stockport OPC on Valentine's Day 2023, after a 399 day wait.
Ex.: Gen2 S, Volcano grey 1/9/19 - 3/2/23 & 39,235 Smiles, RIP

DJMCUK
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Post by DJMCUK »

Col Lamb wrote: Sat Feb 10, 2024 11:31 am My renewal with NFU arrived today, £650.

Looked at Aviva, £850 with more excess, no curtesy car, no breakdown cover and no legal aid,
I will not be going with them.

Spent 1/2 hour on other websites including the comparison ones and none come close to NFU, guess I’m sticking with them.
Our cars are with NFU too (and houses).
They do interest free monthly payments also.
And... they come out top of most reviews.
Renewal due April.
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Wing Commander
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Post by Wing Commander »

DJMCUK wrote: Sat Feb 10, 2024 12:51 pm
Col Lamb wrote: Sat Feb 10, 2024 11:31 am My renewal with NFU arrived today, £650.

Looked at Aviva, £850 with more excess, no curtesy car, no breakdown cover and no legal aid,
I will not be going with them.

Spent 1/2 hour on other websites including the comparison ones and none come close to NFU, guess I’m sticking with them.
Our cars are with NFU too (and houses).
They do interest free monthly payments also.
And... they come out top of most reviews.
Renewal due April.
Aren’t they quite picky, preferring ‘rural’ postcodes? 🤔
Simon

Sold: 2016 Rhodium Silver Macan 2.0
Sold: 2013 Platinum Silver 911 (991.1) C2
Sold: 2017 Carmine Red Panamera 4
Mine: 991.2 Carrera T Racing Yellow 06/04/2018
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andreas
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Post by andreas »

Wing Commander wrote: Sat Feb 10, 2024 2:20 pm

Aren’t they quite picky, preferring ‘rural’ postcodes? 🤔
There's a clue in the name...
Macan S collected 4 Dec 2017 - Jet Black, 20" SportDesign, Agate/Pebble, 18-way, Pano roof, Bi-Xenons with PDLS, Surround View, PASM, PS+, spare wheel, towbar.
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Col Lamb
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Location: Lancashire

Post by Col Lamb »

Neil1911 wrote: Sat Feb 10, 2024 11:52 am
Col Lamb wrote: Sat Feb 10, 2024 11:31 am My renewal with NFU arrived today, £650.
How does that compare to last year?
Up by £202.

My postcode is not rural nor is it in a metropolis, I’m in central Lancashire.

Not an expensive postcode like the Ribble Valley or Lytham St Annes.
Col
Macan Turbo
Air, 20” wheels, ACC, Pano, SurCam, 14w, LEDs, PS+, Int Light Pack, Heated seats and Steering, spare wheel, SC, Privacy glass, PDK gear, SD mirrors, Met Black, rear airbags
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andreas
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Location: Essex

Post by andreas »

Col Lamb wrote: Sat Feb 10, 2024 3:22 pm

Up by £202.

My postcode is not rural nor is it in a metropolis, I’m in central Lancashire.

Not an expensive postcode like the Ribble Valley or Lytham St Annes.
My NFU renewal in December went up from £777 to £1030 - about 32% increase. I live in a fairly rural area on the outskirts of a city, but it's still Essex innit?

I'd also had my old Freelander on the same NFU policy, but they wanted £518 for it this year, which is nuts as it's worth peanuts. I got that insured with LV= for £331.
Macan S collected 4 Dec 2017 - Jet Black, 20" SportDesign, Agate/Pebble, 18-way, Pano roof, Bi-Xenons with PDLS, Surround View, PASM, PS+, spare wheel, towbar.
2021 Audi TT Roadster Black Edition (hers)
2011 Freelander 2 (workhorse)
Col Lamb
Posts: 9265
Joined: Fri Oct 30, 2015 8:38 pm
Location: Lancashire

Post by Col Lamb »

andreas wrote: Sat Feb 10, 2024 3:49 pm
Col Lamb wrote: Sat Feb 10, 2024 3:22 pm

Up by £202.

My postcode is not rural nor is it in a metropolis, I’m in central Lancashire.

Not an expensive postcode like the Ribble Valley or Lytham St Annes.
My NFU renewal in December went up from £777 to £1030 - about 32% increase. I live in a fairly rural area on the outskirts of a city, but it's still Essex innit?

I'd also had my old Freelander on the same NFU policy, but they wanted £518 for it this year, which is nuts as it's worth peanuts. I got that insured with LV= for £331.
Just tried LV and they quote £906
Col
Macan Turbo
Air, 20” wheels, ACC, Pano, SurCam, 14w, LEDs, PS+, Int Light Pack, Heated seats and Steering, spare wheel, SC, Privacy glass, PDK gear, SD mirrors, Met Black, rear airbags
Bluesnose1812
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Post by Bluesnose1812 »

One thing you can try if your spouse has a clean record is to get the quote in their name but you as the main driver.
Currently
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SAC1
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Post by SAC1 »

Wing Commander wrote: Sat Feb 10, 2024 2:20 pm
DJMCUK wrote: Sat Feb 10, 2024 12:51 pm
Col Lamb wrote: Sat Feb 10, 2024 11:31 am My renewal with NFU arrived today, £650.

Looked at Aviva, £850 with more excess, no curtesy car, no breakdown cover and no legal aid,
I will not be going with them.

Spent 1/2 hour on other websites including the comparison ones and none come close to NFU, guess I’m sticking with them.
Our cars are with NFU too (and houses).
They do interest free monthly payments also.
And... they come out top of most reviews.
Renewal due April.
Aren’t they quite picky, preferring ‘rural’ postcodes? 🤔
Not in my case. I live in a rural area and NFU are consistantly the highest price premium for car and house insurance. :o

Insurance is a total lottery. All you can do is compare as many as possible. Making sure the cover required and Excess are consistant with your needs and then choosing a recognised company. LV and Axa usually the best VFM in my case. ;)
Steve

2020 GTS in Sapphire Blue
(sold) 2017 SD in Rhodium Silver
Col Lamb
Posts: 9265
Joined: Fri Oct 30, 2015 8:38 pm
Location: Lancashire

Post by Col Lamb »

SAC1 wrote: Sat Feb 10, 2024 4:51 pm
Wing Commander wrote: Sat Feb 10, 2024 2:20 pm
DJMCUK wrote: Sat Feb 10, 2024 12:51 pm
Our cars are with NFU too (and houses).
They do interest free monthly payments also.
And... they come out top of most reviews.
Renewal due April.
Aren’t they quite picky, preferring ‘rural’ postcodes? 🤔
Not in my case. I live in a rural area and NFU are consistantly the highest price premium for car and house insurance. :o

Insurance is a total lottery. All you can do is compare as many as possible. Making sure the cover required and Excess are consistant with your needs and then choosing a recognised company. LV and Axa usually the best VFM in my case. ;)
I worked for AXA as a Contractor for three years, they were the worst company ever to deal with.

I vowed never ever to buy any of their products, they used to underwrite the AA Insurance out of the second floor of the Darlington office so I always try to check who is who with the “unknown” internet Insurance Companies.
Col
Macan Turbo
Air, 20” wheels, ACC, Pano, SurCam, 14w, LEDs, PS+, Int Light Pack, Heated seats and Steering, spare wheel, SC, Privacy glass, PDK gear, SD mirrors, Met Black, rear airbags
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